AI Financial Goal Planner
Build a prioritized savings and debt-payoff roadmap from your goals (emergency fund, debt payoff, house, retirement, vacation, education), income, timeline, and current savings. Compound-growth projections, snowball/avalanche debt schedules, milestone tracking, scenario compare, and what-if sliders. Pure-JS template engine with transparent math — optional BYO-key LLM. 100% client-side, no bank linking, no sign-up, no upload.
Build a prioritized savings and debt-payoff roadmap from your goals (emergency fund, debt payoff, house, retirement, vacation, education), income, timeline, and current savings. Compound-growth projections, snowball/avalanche debt schedules, milestone tracking, scenario compare, and what-if sliders. Pure-JS template engine with transparent math — optional BYO-key LLM. 100% client-side, no bank linking, no sign-up, no upload. Everything runs locally in your browser — your data never leaves your device.
How to use
- Enter your input in the tool above.
- Adjust any options to your preference.
- Use the Copy or Download buttons to save the result.
- Everything happens locally — your data never leaves your browser.